[Framers] FM10 templates

[Ken Poshedly]

Hey gang,
I'm now doing a company newsletter (contract job) and could use some help in locating a few FrameMaker 10 (yes, "10") newsletter templates. (I'm retired and on SS, so upgrading to subscription-only FM is out of the question. Plus, I own what I have and it works just fine for my needs.)
My client is a family-owned construction company and I have a sample of one of the previous company newsletters (done in [ugh!] Word), but prefer to do mine in Frame, since Word just seems to glitch frequently with me. The sample is attractive, but has no general layout "theme" (at least to me).

I've done the usual online search and see nice things, but prefer not to have to actually build headings and styles and such from scratch if a ready-made template is available.

So any ideas for FM10 newsletter templates? Anybody? Beuhler?
-- Ken in Atlanta